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Luby

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Miami, United States
AI-native product engineering for fintechs and financial institutions, since 2002.
Luby is a product engineering and dedicated team partner for tech companies, fintechs and financial institutions, and we work across many industries. We build: Middleware and system integrations Last-mile and API-driven architectures AI legacy modernization Customer journeys on scalable platforms We have been doing this since 2002, from an office in Miami and a delivery center in Brazil, with in-house senior engineers, ISO 27001 and ISO 27701 certifications and AWS and Google Cloud partnerships. We also build our own products: Finfy, a white-label financial operation, IrisLoan for lending, HarmoniaPay for payments, and Internet Banking, built with emerie. Our strength is turning potential into concrete results, combining creative minds with technology to overcome complex challenges and generate impact.
220 people in their team
Speaks Portuguese, English
21 projects in their portfolio
Works remotely across the globe
Sortlist member since 2023
Founded in 2002
8 awards conferred
4.78/5
(9 reviews)
Open website

Services

8 services offered by Luby

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  • Description
    We build and modernize the systems that move money and data, for fintechs, financial institutions and tech companies. Typical work includes core banking and payment platforms, middleware and last-mile integrations connecting legacy systems to modern APIs, migration of monoliths to cloud-native services, and dedicated squads embedded in a client's engineering team. We have been doing this since 2002. Our engineers are in-house rather than contracted per project, working from our delivery center in Brazil with an office in Miami, under ISO 27001 and ISO 27701 certification and AWS and Google Cloud partnerships.
    Skills in Software Development (17)
    Agile DevelopmentSoftware ArchitectureSoftware DevelopmentSoftware EngineeringScrum MethodologyCustom Software DevelopmentQA Engineering.NET DevelopmentC# (C-Sharp) DevelopmentFlutter Software Development+7
    Works in Software Development (15)
    Logistics Platform That Cut Delivery Cost by 35% - Software Development
    Insurtech CRM With Real-Time Broker Dashboards - Software Development
    Health Platform With 85% Digital Authorizations - Software Development
    AI Agents Resolving 80% of Support Tickets - Software Development
    Reviews in Software Development (4)
    Matthew March
    Emerson Soares
    Artur Piasi
    Daniel Fernandes
    Clients in Software Development (4)
    AbbiamoLogistics & Supply Chain | national
    SegaspInsurance | national
    AssefazHospitals & Healthcare | national
    MultiplikRetail | national
    Learn more about Software Development
  • Description
    We build AI into systems that already carry real transaction volume, in regulated environments where a mistake has a cost. Our work covers AI agents running in production, document and invoice reading with computer vision, fraud detection and risk scoring, conversational support that resolves without escalating to a human, and AI-led modernization of legacy platforms. Recent work includes an agent stack that resolves 80% of support tickets with no human agent, a computer vision engine reading bills at 98.5% accuracy, and a credit engine that approves in under 3 seconds. We deliver with in-house senior engineers from our delivery center in Brazil and an office in Miami, under ISO 27001 and ISO 27701 certification.
    Skills in Artificial Intelligence (12)
    AI DevelopmentDeep LearningMachine LearningAI ExpertiseAI ResearchIntelligent Bot DevelopmentFraud detectionAI StrategyGenerative AIAI Agents+2
    Works in Artificial Intelligence (7)
    AI Turning Care Histories Into Preventive Signals - Artificial Intelligence
    AI Agents Resolving 80% of Support Tickets - Artificial Intelligence
    BNPL Platform Approving Credit in Under 3 Seconds - Artificial Intelligence
    AI Study Plan That Adapts to Each Candidate - Artificial Intelligence
    Clients in Artificial Intelligence (4)
    AssefazHospitals & Healthcare | national
    MultiplikRetail | national
    TibaBanking & Financials | national
    GurujaEducation | national
    Learn more about Artificial Intelligence
  • Description
    We design the interfaces people use to move money, file claims, approve credit and run operations, where a confusing screen becomes a support ticket. Our work covers user research and journey mapping, reusable design systems that survive the handoff to engineering, dashboard and back office design, and accessibility for regulated environments. Design does not stop at the prototype here. The same team carries it into production, which is why our redesigns ship instead of staying in Figma.
    Skills in Ergonomy (UX/UI) (16)
    Ergonomy (UX/UI)User TestingUser ExperienceCustomer Facing InterfaceDashboard DesignErgonomy (UX/UI)Trial Experience OptimizationUI DesignUI UXUX+6
    Works in Ergonomy (UX/UI) (7)
    LexisNexis - Ergonomy (UX/UI)
    Neocova - Ergonomy (UX/UI)
    Optii - Ergonomy (UX/UI)
    SafraPay - Ergonomy (UX/UI)
    Clients in Ergonomy (UX/UI) (4)
    LexisNexisSoftware & Computer Services
    NeocovaBanking & Financials
    OptiiSoftware & Computer Services
    safraPayBanking & Financials
    Learn more about Ergonomy (UX/UI)
  • Description
    We build the apps people trust with their money: wallets, remittance, lending, payments and digital banking, plus the field and retail apps that keep operations running offline. Our work covers native and React Native builds from a single codebase, onboarding and KYC flows, in-app payment and card issuance integrations, offline-first sync for teams working without signal, and release management on both stores. We have shipped apps carrying real transaction volume in regulated markets, under ISO 27001 and ISO 27701 certification.
    Skills in Mobile App (14)
    Mobile AppAndroid App DevelopmentMobile App DesignMobile CommerceiOS App DevelopmentiPhone App DevelopmentMobile App PublishingMobile PrototypingLocalization ServicesReact Native Development+4
    Works in Mobile App (8)
    Autonomous Retail With Real-Time Store Analytics - Mobile App
    AI Routing That Cut City Travel Time by 25% - Mobile App
    Optii - Mobile App
    SafraPay - Mobile App
    Clients in Mobile App (4)
    InHouse MarketRetail | national
    AppzulTransportation | national
    OptiiSoftware & Computer Services
    safraPayBanking & Financials
    Learn more about Mobile App
  • Description
    We build the web platforms that run a business from the inside: member and investor portals, back offices, operational dashboards, and the admin layers where support and compliance teams actually work. Our work covers single page applications in Angular and React, Java and Node back ends, API and system integration, progressive web apps, and the DevOps pipeline that keeps releases predictable. Most of what we build sits on top of systems that cannot stop, so we plan migrations and releases around uptime, under ISO 27001 and ISO 27701 certification.
    Skills in Web Application (30)
    Angular DevelopmentBot DevelopmentDevOpsDevOps AutomationDevOps EngineeringDevOps ImplementationFull Stack DevelopmentIntegrationIoT DevelopmentJava Development+20
    Works in Web Application (7)
    AI Study Plan That Adapts to Each Candidate - Web Application
    Wellness Streaming With AI Recommendation - Web Application
    Optii - Web Application
    SafraPay - Web Application
    Review in Web Application (1)
    Bruno Rodrigues Paravatti
    Clients in Web Application (4)
    GurujaEducation | national
    YogaflixOthers | international
    OptiiSoftware & Computer Services
    safraPayBanking & Financials
    Learn more about Web Application
  • Description
    This is where a project starts before anyone commits to building it. We run discovery with the people who will use the system, map the current architecture and its constraints, and build a proof of concept against real data instead of a slide. The output is a decision: what to build, what it will cost, what it touches, and in what order. Most of our AI and modernization work starts here, as a short scoped engagement that ends with a plan the engineering team can execute.
    Skills in Innovation (5)
    InnovationDigital InnovationInnovation ConsultingInnovation ManagementInternational Innovation
    Works in Innovation (3)
    DCI - Innovation
    Papaya - Innovation
    SunWest Bank - Innovation
    Review in Innovation (1)
    Dino Pietropaolo
    Clients in Innovation (3)
    Data Center IncBanking & Financials
    PapayaBanking & Financials
    SunWest BankBanking & Financials
    Learn more about Innovation
  • Description
    We put product people next to the engineering team, not above it. Our work covers discovery and roadmap definition with the client's stakeholders, writing and prioritizing the backlog, running delivery in short cycles with clear acceptance criteria, and keeping the product moving after launch through lifecycle and release planning. This is the layer that keeps a long engagement honest: what shipped, what changed because of it, and what comes next.
    Skills in Product Management (12)
    Product DesignProduct ManagementProject ManagementAgile MethodologiesAgile MethodologyProduct DiscoveryProduct Lifecycle ManagementProduct Roadmap DefinitionProduct DevelopmentProduct Strategy+2
    Works in Product Management (4)
    Neocova - Product Management
    Optii - Product Management
    SafraPay - Product Management
    Vivianne Tam - Product Management
    Clients in Product Management (4)
    NeocovaBanking & Financials
    OptiiSoftware & Computer Services
    safraPayBanking & Financials
    Vivianne TamClothing & Accessories
    Learn more about Product Management
  • Description
    We build the data layer underneath the product, not the dashboard on top of the marketing site. Our work covers ingestion and ETL pipelines that normalize data from systems that were never meant to talk to each other, data migration out of legacy databases, operational and executive dashboards, and the modeling that turns raw records into indicators a team can act on. This is usually the step before AI. A model is only as good as the pipeline feeding it, and most of the work lives there.
    Skills in Web analytics/Big data (6)
    Big DataBig Data AnalyticsData MigrationHybrid CloudBig Data Analytics ConsultingWeb Analytics Big Data
    Works in Web analytics/Big data (5)
    Logistics Platform That Cut Delivery Cost by 35% - Web analytics/Big data
    Autonomous Retail With Real-Time Store Analytics - Web analytics/Big data
    Insurtech CRM With Real-Time Broker Dashboards - Web analytics/Big data
    Health Platform With 85% Digital Authorizations - Web analytics/Big data
    Clients in Web analytics/Big data (4)
    AbbiamoLogistics & Supply Chain | national
    InHouse MarketRetail | national
    SegaspInsurance | national
    AssefazHospitals & Healthcare | national
    Learn more about Web analytics/Big data
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Team

220 members in Luby's team

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StoryFor over 24 years we have solved complex technology challenges with strong engineering, deep product thinking and reliable execution. We work with companies that cannot afford uncertainty: platforms that run core operations, products that must scale, systems where security and delivery discipline matter.
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Awards

Luby was awarded 8 times

Claude Partner Network2026-10-01Certified Services Partner
ISO 277012026-05-01Privacy Information Management Certification
ISO 270012026-05-01Information Security Certification
AWS Partner2024-05-01Cloud Partnership

Reviews

9 reviews for Luby

4.78/5
(9 reviews)
DF
Daniel FernandesCEO at PALEX TA
ServiceSoftware Development
SectorEducation
Team1 - 10
5/5

"The process with the Luby team is great."

ServiceSoftware Development
SectorEducation
Team1 - 10
BR
Bruno Rodrigues ParavattiTech Manager at Agrotools
ServiceWeb Application
SectorOthers
Team51 - 200
4/5

"I am impressed with their ease of adaptation to our work processes and their massive contributions to the agenda."

ServiceWeb Application
SectorOthers
Team51 - 200
AP
Artur PiasiTI Manager at Datora Telecom
ServiceSoftware Development
SectorTelecommunications
Team201 - 500
5/5

"We appreciate the organization and proximity of the commercial team."

ServiceSoftware Development
SectorTelecommunications
Team201 - 500
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Contact

Contact details of Luby

Details

http://luby.co
  • Headquarter1110 Brickell Avenue suite 310, Miami, FL, USA
  • Rua Amália de Noronha - Pinheiros, São Paulo - SP, 05410-010, Brazil
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