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QSTOD

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Warsaw, Poland
Core banking, white-label, ledger, emi, on-ramp
QSTOD is a modular, self-hosted core banking platform for neobanks, fintechs, and Electronic Money Institutions (EMIs) that need regulated money movement without a multi-year integration programme. The platform unifies accounts, cards, payments, compliance, and optional fiat-to-crypto flows on a single event-sourced ledger, so operations, engineering, and regulators work from the same auditable source of truth. Core modules include Finance (multi-currency ledger and accounting), Compliance (KYC/KYB, sanctions screening, EDD), AML transaction monitoring, Identity, Crypto custody and settlement, API Gateway, Notifications, Tickets, and Integrations with card issuers, FX providers, and payment rails. QSTOD is API-first and white-label by design. It runs on Kubernetes in your cloud, on-premises data centre, or hybrid setup. You control infrastructure, data residency, encryption keys, and branding. The stack is cloud-native (NATS, KrakenD, Traefik) with 200+ REST, gRPC, and streaming APIs and SDKs for TypeScript, Java, Go, and Python. Built for regulated speed: EMI-grade safeguarding, reconciliation, and funds recognition are first-class capabilities, not add-ons. The platform supports SOC 2 aligned, ISO 27001 ready, PCI DSS aligned, and PSD2/Open Banking workflows, with jurisdiction-specific patterns for EU, UK, and US markets. Teams typically move from sandbox access to a scoped pilot in 4-8 weeks, after a 2-4 week integration phase. Activate only the modules you need and expand over time, including phased migration from legacy cores running in parallel.
50 people in their team
Speaks English
Sortlist member since 2026
Founded in 2025
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  • Description
    Deploy a fully self‑hosted (source code included), white‑label banking core on your infrastructure. We configure and launch modular ledger, cards, payments, compliance, and fiat‑to‑crypto flows with full data residency, key control, and regulator‑ready auditability.
    Skills in Software Development (1)
    Custom Software Development

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  • Headquarterrondo Daszyńskiego 2b/2c, 00-843 Warsaw, Poland